Financial Solutions

What Does Your Business Need Help With?

Every business has different financial needs.

Whether you need help keeping your accounts organised, managing GST, understanding cash flow or tracking the profitability of individual projects, Wafra provides practical financial support built around your business.

Start by choosing what you’d like help with.

01

Bookkeeping & Accounting

Keep your financial records accurate, organised and up to date.

  • Monthly / Quarterly Bookkeeping
  • Bank Reconciliation
  • Accounts Receivable & Payable
  • Profit & Loss
  • Balance Sheet
  • Accounting Clean-Up
Explore Accounting
02

GST & Compliance Support

Keep your accounting records organised and better prepared for your reporting obligations.

  • GST Records
  • GST Reconciliation
  • Quarterly GST Preparation
  • Year-End Accounting Preparation
  • Tax Computation Support
Explore Compliance
03

Management Accounting

For Growing Businesses

Go beyond basic financial statements and understand how your business is actually performing.

  • Management Accounts
  • Profitability Analysis
  • Expense Analysis
  • Revenue Trends
  • Financial KPIs
  • Budget vs Actual
Explore Management Accounting
04

Cash Flow & Budgeting

Understand what's coming in, what's going out and what your business may need in the months ahead.

  • Cash Flow Monitoring
  • Cash Flow Forecasting
  • Annual Budgets
  • Overhead Analysis
  • Budget vs Actual
  • Scenario Planning
Explore Cash Flow
Wafra Specialisation

Project Financial Management

Built for renovation, interior design, construction and project-based businesses.

Know exactly where each project stands financially — from contract value and variation orders to supplier costs, subcontractor payments, collections, gross profit and project margin.

What’s Included

  • Project Revenue Tracking
  • Variation Order Tracking
  • Project Costing
  • Supplier & Subcontractor Costs
  • Progress Payment Tracking
  • Project Cash Flow
  • Gross Profit
  • Project Margin Analysis
06

Financial Review & Advisory

For business owners who already have financial records but need greater clarity over what the numbers mean.

Explore Financial Review
01

Bookkeeping & Accounting

Accurate records are the foundation of everything else. Wafra keeps your books organised and up to date — on a monthly or quarterly cycle — so you always know where your business stands.

Book a Discovery Call

What’s Included

  • Monthly / Quarterly Bookkeeping
  • Bank Reconciliation
  • Accounts Receivable & Payable
  • Profit & Loss
  • Balance Sheet
  • Accounting Clean-Up
02

GST & Compliance Support

GST and year-end obligations don't need to be a source of stress. We keep your records organised throughout the year, so reporting periods become routine instead of a scramble.

Book a Discovery Call

What’s Included

  • GST Records
  • GST Reconciliation
  • Quarterly GST Preparation
  • Year-End Accounting Preparation
  • Tax Computation Support
03

Management Accounting

For Growing Businesses

A Profit & Loss statement tells you what happened. Management accounting helps you understand why — and what to do about it.

Book a Discovery Call

What’s Included

  • Management Accounts
  • Profitability Analysis
  • Expense Analysis
  • Revenue Trends
  • Financial KPIs
  • Budget vs Actual
“Wafra helped us put proper accounting structures and processes in place from the beginning, giving us better financial visibility as the company grows.”
Mr Khalil · Director · Cornerstone Studios Pte Ltd
04

Cash Flow & Budgeting

Profitable businesses can still run out of cash. Wafra helps you see what's coming in, what's going out — and what to plan for before it becomes a problem.

Book a Discovery Call

What’s Included

  • Cash Flow Monitoring
  • Cash Flow Forecasting
  • Annual Budgets
  • Overhead Analysis
  • Budget vs Actual
  • Scenario Planning
05

Project Financial Management

Wafra Specialisation

Built for renovation, interior design, construction and project-based businesses.

Your company accounts show one overall result — but every project has its own financial story.

Wafra tracks revenue, costs, variation orders and margin for each project you run, so you can see which projects are actually making money.

Book a Discovery Call

What’s Included

  • Project Revenue Tracking
  • Variation Order Tracking
  • Project Costing
  • Supplier & Subcontractor Costs
  • Progress Payment Tracking
  • Project Cash Flow
  • Gross Profit
  • Project Margin Analysis
“They don’t simply record the numbers. They help us understand what those numbers mean — from our cash flow and operating costs to the profitability of the business and its projects.”
Roy Khan · Director · Royal Builders Pte Ltd
06

Financial Review & Advisory

You already have the records. What you may need is help reading them. We review your numbers with you and explain, in plain language, what they mean for your business.

Book a Discovery Call

What’s Included

  • Financial Health Review
  • Profitability Review
  • Cost Structure Analysis
  • Overhead Review
  • Cash Flow Review
  • Management Discussion
Not Sure What You Need?

Tell Us What's Happening in Your Business.

Choose the situation that sounds most like you.

For Renovation & Project-Based Businesses

Your Company Can Be Profitable While Individual Projects Are Losing Money.

Traditional accounting shows you how the overall company performed.

Project financial management goes deeper.

Wafra helps you understand what happened financially within each project.

Company View

  • Total Revenue
  • Total Expenses
  • Overall Profit

Project View

  • Contract Value
  • *Variation Orders
  • –Materials
  • –Suppliers
  • –Subcontractors
  • –Direct Costs
  • =Project Gross Profit

Gross Profit ÷ Project Revenue = Project Margin %

Because S$1 million in sales means very little if you don’t know what you’re actually keeping.

Grow With Wafra

Start With What You Need Today.

Foundation

Get the Books Right

  • Bookkeeping
  • Reconciliation
  • GST Support
  • Financial Statements
Visibility

Understand the Business

  • Management Accounts
  • Cash Flow
  • Budgeting
  • Financial KPIs
Control

Understand the Projects

  • Project Costing
  • Project Cash Flow
  • Project Margins
  • Cost Monitoring
Insight

Make Better-Informed Decisions

  • Financial Review
  • Performance Analysis
  • Management Discussion
  • Planning & Forecasting

You don’t need every service from day one. Wafra can grow with your business as your financial needs become more sophisticated.

Still Not Sure?

You Don’t Need to Know Which Service You Need.

That’s what the discovery call is for. Tell us about your business, how you’re currently managing your accounts and what’s challenging you. We’ll help identify the level of support that may be appropriate.

Complimentary initial discovery • No obligation • Singapore-based support